About Us Conservative Investment Philosophy - Our investment philosophy is to manage Client’s assets seeking positive returns with the lowest commensurate risk in all market environments. We are committed to keeping our clients’ best interest at the forefront while taking into consideration their long term goals and objectives. We are defensive in our investment approach and look to limit loss of principal. Independence - We are an independent boutique firm that stresses personal client service. We utilize LPL Financial as the custodian of client assets. LPL Financial is one of the nation's leading financial services companies and a publicly traded company under ticker symbol LPLA. The firm’s mission is rooted in the belief that objective financial guidance is a fundamental need for everyone. LPL does not offer proprietary investment products or engage in investment banking activities; this means advisors affiliated with LPL are not pressured or influenced by LPL to sell its products. Thousands of financial advisors nationwide are able to rely on the firm’s tools and resources to help them provide financial guidance and recommendations to help meet their clients’ needs. For more information about LPL Financial, visit www.lpl.com.Fee-Based Asset Management - We manage money on an asset based fee basis. In this environment we earn a fee based on the value of our client’s account and not from commissions generated by trading. Since our compensation is tied directly to growing our Client's assets, our incentives are directly aligned with pursuing our Client's financial goals.Professional Qualifications – Bill Duggins, the founder of Duggins Financial, is a technician as opposed to a marketer. Bill holds the following professional designations:CPA - Certified Public Accountant - State of CaliforniaCFP® - Certified Financial PlannerInvesting involves risk including loss or principal. No strategy assures success or protects against loss.